Greg Matthews

Robert (Greg) Matthews || August 18, 2025

What to Know About Mortgage Default Insurance

What to Know About Mortgage Default Insurance Any time a buyer puts less than 20% down on a home in Canada, default insurance is required. This applies whether you’re buying your first home or moving...

Robert (Greg) Matthews || August 15, 2025

How Different Property Types Affect Qualifying

How Different Property Types Affect Qualifying When you’re getting pre-approved for a mortgage, the type of property you choose can impact how much you qualify for. It’s not just the purchase price...

Robert (Greg) Matthews || August 14, 2025

Current Market Trends – Interest Rates

Current Market Trends – Interest Rates The most recent Bank of Canada announcement brought no change to the overnight rate, which is currently 2.75%. The prime rate sits at 4.95%. The general...

Robert (Greg) Matthews || August 13, 2025

What to Do if You Get a Renewal Letter From Your Lender

What to Do if You Get a Renewal Letter From Your Lender When your mortgage term is almost up, your lender will send you a renewal letter with their offer for the next term. It’s tempting to just sign...